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What are the Qualifying Life Events for a
Special Enrollment Period?
Getting Married or Divorced
A change in marital status will qualify you for an SEP.
Moving
An unexpected relocation may qualify you for an SEP.
Change in Income or Job Change
If you’ve lost your coverage due to an employment change or if you’re starting a new job, you may qualify for an SEP.
Birth or Adoption
If your household is changing size, you might be eligible for an SEP.
Loss of Health Coverage
Losing your current health coverage may qualify you for an SEP.
Turning 26
You might be losing coverage through your parent’s plan, but you may qualify for an SEP.
Gaining U.S. Legal Status
Becoming a U.S. citizen, gaining membership in a federally recognized tribe, leaving jail or prison or starting or ending AmeriCorps service may qualify you for an SEP.
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